At ConsumerMiser.com, we recognize that privacy of your personal information is important. We never sell your personal information to third parties. Below is information on what types of personal information we receive and collect when you use and visit ConsumerMiser.com, and how we safeguard your information.
As with most other websites, we collect and use the data contained in log files. The information in the log files include your IP (internet protocol) address, your ISP (internet service provider, such as AOL or Shaw Cable), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site.
Cookies and Web Beacons
We also use third party advertisements ConsumerMiser.com to support our site. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP , the browser you used to visit our site, and in some cases, whether you have Flash installed. This is generally used for geotargeting purposes (showing New York real estate ads to someone in New York, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites).
You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with our site as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts.
Disclosure of Personally Identifiable Information
The following describes some of the ways that your personally identifiable information may be disclosed in the normal scope of business:
• Advertisers. We may aggregate personally identifiable information and disclose such information in a non-personally identifiable manner to advertisers and other third parties for their marketing and promotional purposes. For example, we may aggregate personally identifiable information and disclose it to network advertisers in a non-personally identifiable manner as set forth in the section entitled “Network Advertisers,” set forth below. We do not disclose your information in a personally identifiable manner to such third party advertisers without your consent.
Notwithstanding the foregoing, we reserve the right (and you authorize us) to share or disclose your personally identifiable information when we determine, in our sole discretion, that the disclosure of your personally identifiable information is necessary to identify, contact, or bring legal action against you if:
• you are interfering with another’s rights or property, including, without limitation, our rights or property;
• you are violating any applicable law, rule or regulation;
• necessary or required by any applicable law, rule or regulation; and/or
• requested by authorities in the event of any act of terrorism or instance of local, regional or national emergency.
We may use third-party advertising companies for marketing, advertising and promotional purposes, as well as to serve advertisements to you. Using third-party advertising companies helps us and third-party advertisers better determine which advertisements or content to serve to you. For example, the third-party advertisers may use information regarding your visits to this Site and other Web sites in order to provide advertisements about goods and services, that third party advertisers believe will be of interest to you.
The types of information that may be collected by third-party advertising companies include the following:
• the type of Internet browser you use;
• the type of computer operating system you use;
• the domain name of a Web site you visit, as well as information related to Web sites and Web pages you are viewing when an advertisement is requested;
• whether or not you visit specific pages of this Site or other Web sites;
• the location of your Internet service provider’s point of presence;
• the date and time of a visit to a Web site;
• search keywords passed from another server;
• the number of times you have clicked on an advertisement; and
• other interactions between you and a Web site.
If you would like to opt-out of third-party advertising companies’ use of such information, click here. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.
Links to Other Web sites
Access and Use of this Site
This Site is intended to be accessed and used only by adults and is not directed to children under the age of 18. We do not knowingly permit registration or submission of personally identifiable information by anyone under the age of 18.
Questions or Concerns
Governing Law; Arbitration
YOU AND US SHALL SELECT THE ARBITRATOR, AND IF YOU AND US ARE UNABLE TO REACH AGREEMENT ON SELECTION OF THE ARBITRATOR WITHIN THIRTY (30) DAYS AFTER THE NOTICE OF ARBITRATION IS SERVED, THEN THE AMERICAN ARBITRATION ASSOCIATION SHALL SELECT THE ARBITRATOR. ARBITRATION SHALL NOT COMMENCE UNTIL THE PARTY REQUESTING IT HAS DEPOSITED ONE THOUSAND DOLLARS ($1,000.00) WITH THE ARBITRATOR FOR THE ARBITRATOR’S FEES AND COSTS. THE PARTY REQUESTING ARBITRATION SHALL ADVANCE SUCH SUMS AS ARE REQUIRED FROM TIME TO TIME BY THE ARBITRATOR TO PAY THE ARBITRATOR’S FEES AND COSTS UNTIL THE PREVAILING PARTY IS DETERMINED OR THE PARTIES HAVE AGREED IN WRITING TO AN ALTERNATE ALLOCATION OF FEES AND COSTS.
JUDGMENT UPON ANY AWARD RENDERED BY THE ARBITRATOR SHALL BE FINAL, BINDING AND CONCLUSIVE UPON YOU AND US AND YOUR AND OUR RESPECTIVE ADMINISTRATORS, EXECUTORS, LEGAL REPRESENTATIVES, SUCCESSORS AND ASSIGNS, AND MAY BE ENTERED IN ANY COURT OF COMPETENT JURISDICTION. NOTWITHSTANDING THE PREVIOUS SENTENCE, IN NO EVENT SHALL EITHER YOU OR WE BE ENTITLED TO PUNITIVE, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES AND BOTH YOU AND WE HEREBY WAIVE YOUR AND OUR RESPECTIVE RIGHTS TO ANY PUNITIVE, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR ANY LOSS OF PROFIT, REVENUE OR BUSINESS.
SHOULD A DISPUTE ARISE AND SHOULD THE ARBITRATION PROVISIONS HEREIN BECOME INAPPLICABLE OR UNENFORCEABLE, OR IN ANY INSTANCE OF ANY LAWSUIT BETWEEN YOU AND US, JURISDICTION OVER AND VENUE OF ANY SUIT SHALL BE EXCLUSIVELY IN THE STATE AND FEDERAL COURTS SITTING IN HARTFORD COUNTY, CONNECTICUT.